Types of Loss

EARTHQUAKE DAMAGE CLAIMS

According to the U.S. Geological Survey, earthquakes have occurred in every state, and even minor tremors

A fire can wreak havoc, causing emotional distress and extensive property damage. Businesses may face closure,

While many perceive water damage and flooding as synonymous, insurers draw a clear distinction. Flooding entails

Hurricanes represent one of the most formidable forces in nature, combining the destructive power of tornado-like

Molds, microscopic organisms thriving on organic matter, play a crucial role in nature by decomposing dead

Smoke damage can occur independently of fire damage, posing serious risks to both property and health.

Theft and vandalism are unfortunately prevalent, often resulting in substantial losses for property owners.

Oklahoma and Texas are the most tornado-prone states in the nation, witnessing the devastating impact of

Many individuals mistakenly equate water damage with flooding, but insurance companies clearly distinguish between the two.